Mr. Spaceman, I know you mean well but you have to acknowledge that evil people truly did destroy the American Dream. Everybody knows that these house prices aren't normal. Everybody knows that a firm handshake and eye contact can't get you a job anymore.
And I don't think boomers are *really* to blame, did boomers pass Hart Cellar and Civil Rights? Did GenX pass the Patriot Act? Did millennials pass the covid lockdowns? Do regular people really have control over anything?
So while it is reasonable to talk about buying, and prices, and loans, and so on, doing so without acknowledgment of the fact that the situation is NOT NORMAL is deeply disrespectful of peoples situation, and it will create a lot of arguments where arguments are not needed.