Egregoros

@Omega_Variant@nicecrew.digital remote

@matty

$37,000 down, $1,427/mo for 20y.

I've been told that rent is $2,400, so... 🤷‍♂️

@travis4nh

Ωmega

$1400/Mo for a lowes shed.

sky-rider of the spaceways

@Omega_Variant@nicecrew.digital remote

@Omega_Variant

you may still not like the deal after doing so, but please factor in land* and equity before scoffing at any residential real estate transaction. the math on a 20 (or even 15) year loan is so much more favorable than 30.

* - they're not making any more of this, and the northeast US is crowded.

@travis4nh @matty@nicecrew.digital

Ωmega

No 2 acres and a house the size of a copy paper box is worth $1400/mo.

No amount of cope makes that ok.

Ensign Kekky

"mrhhh supply and demand goy! Land comes at a premium goy! That's how the free market works goy!"

I want every single real estate nigger dead.

Painfully dead. Like very slowly. Tortured and on life support dead.

sky-rider of the spaceways

is it better or worse than paying more* to live in an apartment, gaining no equity, having no land, being subject to the whims of the landlord, being told what pets you can or can't have? that's up to you or any other individual. some people prefer not being responsible for property taxes, broken toilets, loose door knobs, roof repair, etc. and that's fine too.

* - how MUCH more is debatable and dependent on location, but likely more.

Ensign Kekky

Wouldn't it be better if prices were fucken reasonable like they used to be? You know like before the jews built an entire industry around trading real estate? Your argument is almost as retarded as you are.

sky-rider of the spaceways

would it be better if prices are lower?

if that affected no other levers, definitely yes.

if we took a full accounting of the domino effects, still probably yes.

what argument am I making and why is it retarded? you could weigh the pros and cons of buying a $175k cabin on > 1 acre of land versus renting, conclude it doesn't work for you, and there's no conflict with what I said.

what do you want? to pay less than everyone else? yeah, me too!

Ensign Kekky

I'm not debating renting versus owning. I own my house. I know it's favorable.

Is there any reason my house should be "worth" $250k now, even though I bought it for $160k less than a decade ago? I'm not making much more money now than I was back then and it doesn't sound like many people are. So why, if I were to move to a comparable home (within the same area) must my living expenses basically triple (when factoring in the difference in interest rates, tax jurisdiction, etc) for a lateral move? Property shouldn't increase at the rate it does, and it does at the hands of filthy hook nosed bagel niggers who deserve nothing less than Total Investor Death.

sky-rider of the spaceways

> Is there any reason my house should be "worth" $250k now, even though I bought it for $160k less than a decade ago?

yes, there is. you said "less than a decade." I'm going to guess 8 years.

$100 in 2018 is equal to about $133 today. do you disagree?

based on that alone, $160k in 2018 is $213k now.

that accounts for more than half the APPARENT increase. would you like to continue, or am I just a stupid goyslave or whatever?

Ensign Kekky

Worry not, I doubt at this point that anybody would be accusing you of being a goy

Replying to @The_Almighty_Kek@nicecrew.digital

sky-rider of the spaceways

so I guess that's no? you would not like to continue?

because even the shitlibs have now allowed that "migration" (legal, illegal, and fake legal) has accounted for a 20% increase on average.

so $213k + 20% = $255.6k

of course there's variation locally, but yes, your home is objectively worth that much "more" in the shitcoin we call the USD - some because it's objectively more valuable, some because the unit of measure is diluted.