Yeah but you can't change peoples' fundamental instincts.
There's a reason why it's illegal to write indentured servitude contracts, because people would just sign them. Hell, the closest thing to indentured servitude is student debt and people sign that all of the time.
But at least there's a certain amount of artificially induced seriousness to the ritual of signing such a thing.
In theory, you could create an online university and "pre-approve" everyone to do student debt, and then make a $100,000 loan agreement a click-through on your website. BUT, a judge will almost certainly not accept the legitimacy of such a contract and might call you a scam artist.
Actually the biggest risk to all of these online "I read and understand the terms" things is that judges might decide that a Reasonable Person does not actually read them - because most people don't read them - and so this is not a legally binding contract because to be legal, parties must understand what they're signing.